Welcome to Harptree Mortgages: mortgage and protection advisers located in Harpenden, advising clients across the UK

At Harptree Mortgages, we believe that every financial journey is unique and deserves a tailored approach. Based in Harpenden, our expert advisers are dedicated to helping you work towards achieving your financial goals through personalised advice and comprehensive planning. Whatever stage you’re at in life, we’re here to provide support, expertise and advice to help you on your way.

About us

At Harptree Mortgages, we’re proud to be a genuinely family-run mortgage, protection and equity release business, built on experience, trust and a personal approach.

Founded by Kay, Stuart and Fred, our business brings together decades of industry experience and a shared commitment to putting our clients first. Kay and Stuart are married, while Fred is Kay’s father, making Harptree very much a family affair.

We believe that good financial advice starts with getting to know the people behind the mortgage. Whether you’re buying your first home, moving home, remortgaging, considering equity release or looking to protect yourself and your family, we’re here to provide clear, straightforward advice and support throughout the process.

We understand that protecting the people you love and providing for your family’s financial future is an important part of financial planning. Alongside our mortgage advice, we can help you explore a range of protection options, including, but not limited to life insurance, critical illness cover and income protection, to help provide financial security for you and your family.

As a local family business, we’re proud to serve our community and build relationships with our clients that last for many years.

Our services

Mortgages

Clear mortgage advice based on your individual needs and circumstances – whether you're buying your first home, moving, or remortgaging...

Protection

Helping you protect your family, income and lifestyle with simple, straightforward cover tailored to your needs...

Equity Release

Moving home can be an expensive upheaval at any age. It’s little wonder that many retired people prefer to stay where they are and instead release...

Business protection

Protect your business, your people and your future with the right financial protection in place...

Mortgage help and guidance

Help and straightforward guidance to support you through every stage of your mortgage journey...

Why use a mortgage adviser

Mortgage advice based on your individual needs and circumstances...